Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Kriener Insurance website (the "Site"). By using the Site, you agree to these Terms.

No insurance contract

The Site provides general information about insurance products and the ability to request a quote. Submitting information through the Site does not create an insurance policy or bind coverage. Coverage is only effective when a policy is issued and accepted in writing by an admitted carrier.

Quote information

Quotes are estimates based on the information you provide. Final premiums, terms, and availability are determined by the issuing carrier and may differ from any preliminary quote. You agree the information you submit is accurate and complete.

Licensing

Kriener Insurance is a licensed insurance agency in the State of Minnesota, also serving Wisconsin. Products and availability vary by state and are subject to carrier underwriting.

Communications consent

By submitting your contact information, you authorize Kriener Insurance to contact you by phone, text, or email about your quote, policy, or other insurance services. You can opt out of marketing communications at any time. See our Privacy Policy for details.

Acceptable use

You agree not to use the Site to:

• Submit false, misleading, or fraudulent information
• Interfere with the operation or security of the Site
• Use the Site for any unlawful purpose

Intellectual property

All content on the Site, including text, graphics, logos, and the Kriener Insurance name, is owned by or licensed to Kriener Insurance and protected by applicable laws. You may not copy, reproduce, or distribute Site content without our written permission.

Disclaimers

The Site is provided "as is" without warranties of any kind. Insurance descriptions on the Site are summaries and are subject to the terms, conditions, and exclusions of the actual policy issued.

Limitation of liability

To the fullest extent permitted by law, Kriener Insurance and its affiliates are not liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the Site.

Governing law

These Terms are governed by the laws of the State of Minnesota, without regard to its conflict-of-laws principles.

Changes

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

Contact

Kriener Insurance
724 Bielenberg Drive, Ste 5, Woodbury, MN 55125
(651) 734-2370